Private Banking

Private Banking Clients

At BankSouth, our commitment to Private Banking is reflected in our relationships with our clients and our dedication to them.  As a BankSouth Private Banking client, all of your accounts (both loans and deposits) are managed by one of our Executive Officers.  Each Executive Officer is directly supported by his or her assistant, as well as a Client Service Representative.  With such a robust team in place, we maintain personal relationships with our clients, and provide a variety of valuable banking services to them.  These services include money management, succession planning, real estate financing, and a variety of customized lending solutions.  Please do not hesitate to contact one of our Executive Officers to further discuss the benefits of Private Banking at BankSouth.

Private Banking Residential Mortgages

BankSouth offers a variety of residential lending options to our Private Banking clients. These lending options include construction lines of credit, “bridge” loans, home equity lines of credit and adjustable-rate mortgage (ARM) loans with repayment periods of up to thirty (30) years. A BankSouth Private Banking residential mortgage includes numerous benefits, such as 100% financing to qualified clients, no loan origination fees, and no requirement of private mortgage insurance (PMI). In addition, all loans are underwritten locally by our Credit Committee resulting in an extremely efficient loan approval process. After a BankSouth Private Banking residential mortgage is closed, all future servicing and administration of the loan remains with BankSouth. BankSouth does not offer thirty (30) year fixed rate residential mortgage loans and we do not sell any of our loans to third party investors.