Loans

At BankSouth, our team of Executive Officers is well versed in the financial complexities of commercial and professional businesses.  Beyond this experience, our Officers also know that the single most important aspect of banking is building a relationship with our clients.

To facilitate this relationship, our team of Executive Officers personally meet with our clients to understand the goals and challenges that each client is facing.   Once our Officers have a thorough understanding of these goals, our Officers develop lending solutions tailored specifically for each client’s unique needs, not “canned” solutions motivated by fees or sales goals.

The benefits of our approach to lending are tremendous.  At BankSouth, there are no excess decision-making layers that make larger banks sluggish and inefficient.  Since there are no corporate layers, our Officers provide prompt decisions on loans and other banking matters without weeks of delays and frustration.  Our team also understands the importance of privacy and, as such, all bank business remains bank business and strictly confidential.  In addition, all BankSouth loans are administered locally by our staff for the duration of the loan.  Therefore, there are no “1-800” numbers or corporate hurdles to jump through if questions arise.   A brief phone call or email to our loan administration staff can quickly resolve any questions.

At BankSouth, our goal is to grow with our clients, their families, and their businesses and become a true private banking resource.  To learn more about our Commercial and Private Banking services, including our Private Banking Residential Mortgages, please contact a BankSouth Executive Officer.